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Business Borrowing

Commercial Loans

First Interstate bankers work directly with you to identify your needs to find the proper lending fit while offering competitive rates, flexible terms, and the guidance you need to manage your business.

Commercial loans* are available for almost any type of business and business purpose, including starting or acquiring a new business, operating expenses such as purchasing inventory or paying vendors, expanding an existing business, or purchasing equipment and machinery.

Collection Services

We offer a full range of collection services from simple check collection to import and export documentary collections.

Commercial & Industrial (C&I) Lending

Flexible financing designed to support day‑to‑day operations, growth initiatives, and working capital needs for operating companies across industries.

Commercial Real Estate (Investment CRE)

Financing for income‑producing properties (industrial, retail, office, multifamily) structured around cash flow stability, tenancy, and long‑term market value.

Construction Financing

Short‑term, draw‑based funding that supports ground‑up builds, expansions, or major renovations, with interest‑only periods through project completion.

Equipment Financing

Term loans or leases used to acquire essential equipment or technology, preserving working capital while aligning payments to the asset’s useful life.

Letters of Credit

Through our extensive correspondent network, we provide import and export letters of credit* to meet your worldwide business needs. Standby letters of credit are issued to guarantee performance, provide bonding for a bid, or ensure invoice payment.

Lines of Credit

Revolving capital that flexes with your cash cycle, providing liquidity for seasonal needs, receivables timing, inventory, and day‑to‑day working capital.

Managed Asset Line of Credit (MALOC)

A line of credit, secured by a First Interstate Wealth Management Managed Agency Account, allows you to maintain access to capital while your assets continue to work for you.

Owner Occupied Commercial Real Estate

Financing that enables businesses to purchase or refinance the property they operate from, building equity while stabilizing long‑term occupancy costs.

*Loans are subject to credit approval. Some restrictions and loan fees may apply.

Business Banking

Regardless of the size of your business, our checking and savings accounts can help keep your business running smoothly.

Merchant Services

Set your business up for success with services that include remote deposit, payment processing solutions, protection against fraud, cash flow improvement solutions, and investment sweep products.

Business Wealth Management

Our team of experts works together to focus on the overall financial well-being of you and your employees.